ZestFinance: Los Angeles

We believe that credit today is unfair. Since the modern credit system was created in the 1950’s, the world has changed. Technology has changed. So should credit. Today, 40% of Americans don’t have credit cards — or they’re forced to borrow at the whim of abusive credit companies. And, in emerging markets, billions of people don’t have credit histories, leaving them out of the system entirely.

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